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Pricing & Ratemaking Services

The FTI Consulting Insurance Practice is a leader in supporting insurance clients — life, health, and property-casualty, ranging from small and midsized mutual companies to large multi-national insurers and self-insureds — in their pricing and ratemaking functions.

Our experienced team of actuaries and insurance experts combines technical, business and regulatory expertise to ensure that rates match company goals and are not inadequate, excessive, or unfairly discriminatory. We also assist in filing rate changes with regulatory authorities.

In addition, we help analyze various considerations — underwriting, marketing, program design, statistical, operational, hazard reduction incentives, public acceptability, causality, and controllability — used in designing a successful risk classification system.

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