Jim Toole

Jim Toole leads the Life and Health Actuarial team within FTI Consulting’s Global Insurance Services practice. Mr. Toole has more than 30 years of experience in the life, health, and general insurance industries, including a variety of roles with leading consulting firms and insurance companies. Prior to joining FTI Consulting, Mr. Toole helped establish the Latin America practice of a global actuarial consulting firm as the premier provider of merger and acquisition services in the region.

Mr. Toole’s background includes expert witness, M&A, product development, financial reporting, audit, and regulatory support roles. Mr. Toole’s life product experience includes term; whole life; universal life; group; deferred and immediate annuities; and a variety of riders and stand-alone products. In addition, he has worked extensively with reinsurance, XXX/AXXX reserve relief, COLI/BOLI, life settlements, and mortality cat bonds.

Mr. Toole’s health experience spans large group, small group, and individual products; self-insured plans; multiple employer welfare arrangements; voluntary work-site products; and cancer, limited benefit, and other specialty products. Health policy interests include medical errors, health disparities, community benefit, and health impact assessments.

Mr. Toole is a frequent speaker at industry meetings, seminars, and universities in the United States and Latin America, and has written and/or edited articles for numerous industry publications. He was co-editor of the textbook “Insurance Industry Mergers and Acquisitions” published by the Society of Actuaries (SOA) in Spring of 2005, and served as lead researcher on the SOA projects to quantify the potential impact of a pandemic on the U.S. life and health insurance industries.

Mr. Toole is active in SOA professional activities, having recently served a two-year term as Vice President of the Board of Directors of the SOA. He is former Chair of both the International Section and Health Section of the SOA, and in 2009 he became a Certified Enterprise Risk Analyst as a result of his contributions in the field of Enterprise Risk Management.