- Managing Director
- Forensic & Litigation Consulting
- T: +1 213 452 6057
- M.S., Finance, BITS Pilani, India
- M.S., Management, BITS Pilani, India
- Chartered Financial Analyst (CFA) Charterholder
- Certified Public Accountant (CPA), California
- Accredited Mortgage Professional (AMP)
- American Institute of Certified Public Accountants (AICPA)
- Member - CFA Institute
- Mortgage Bankers Association
- Accounting Advisory
- Compliance, Monitorships & Receiverships
- Corporate Governance
- Expert Testimony
- Financial Investigations
- Financial Institutions
Anita Agarwal is a Managing Director at FTI Consulting in the Forensic & Litigation Consulting segment and is based in Los Angeles. Ms. Agarwal has more than 18 years of financial advisory and audit experience serving the financial services, mortgage banking, and consumer finance industries.
Ms. Agarwal’s functional experience includes financial statement audits, internal audits, SOX 404 audits and advisory services for mortgage and consumer finance businesses, operational reviews and policies and procedures advisory in Servicing, Treasury, Trustee, Quality Control, Investor Accounting functions, SEC Regulation AB readiness assessment and other regulatory matters remediation assistance (Consent Orders, OCC’s Matters Requiring Attention, etc.) related to MSRs and servicing functions, financial/accounting/regulatory investigations support, valuations and audits of Mortgage Servicing Rights (MSRs), model risk management and validation services, due diligence for securitization transactions, financial statement restatements, technical accounting advisory, financial advisory for public-private initiatives in developing physical infrastructure, and business and financial restructuring strategy formulations.
Her audit and advisory experience spans the following industry sectors: Mortgage Entities (Banks, Non-Depository Institutions, REITs, Servicers, Trustees, etc.), Commercial Banks, Government Entities, Auto finance, Credit Cards, Equipment Finance Companies, Capital Markets, Mutual Funds, entities with securitization transactions (underwriters, issuers, servicers, etc.), Multi-lateral lending agencies, and Not-for-Profit Organizations.
She has been a panel speaker in various conferences and forums on topics related to mortgage banking, such as MSRs, Treasury’s Home Affordable Modification Program (HAMP), Emerging Trends in Mortgage Industry, and used to be a CPA Review Course Instructor for BeckerConviser.
Prior to joining FTI Consulting, Ms. Agarwal has public accounting experience with KPMG LLP with industry expertise in Mortgage and Consumer Finance area. She also co-led firm’s audit assistance and advisory projects related to mortgage servicing rights (MSR) that included valuations, external and internal audits, Internal Controls over Financial Reporting reviews, policy, processes, risks, and controls review, remediation of matters requiring attention from regulators, model risk management and validation services, and due diligence services prior to acquisition/Initial Public Offering, etc.
She had led several multi-million dollar engagements related to operational review/policy and procedures advisory in Servicing, Trustee, Treasury, Quality Control and Internal Audit functions. She provided assistance and performed assessments of remediation efforts related to regulatory matters requiring attention (MRAs), Consent Orders, SEC Regulation AB, and other regulatory and compliance matters.
She served clients of varying size including very large banks, financial institutions, and government agencies, to mid-sized and fast growing smaller financial services companies. Some of her key clients included Ginnie Mae, Freddie Mac, Bank of America, PNC Financial Services, Nationstar Mortgage Holdings, New Residential Investment Corp., PHH Mortgage, OneWest Bank, CitiMortgage, US Bank, HSBC, Stonegate Mortgage, Capital One Financial Corporation, Countrywide Financial Corporation, GMAC (Ally Bank), Select Portfolio Servicing, Impac Mortgage Holdings, R&G Financial Corporation, CIT Group, etc.