Credit Risk Services | Capabilities | FTI Consulting

Credit Risk: Governance and Regulation

Financial Institutions | Forensic & Litigation Consulting

August 10, 2017

The Financial Institutions Governance & Regulation practice helps financial institutions manage credit risk and implement policies and procedures that are consistent with industry best practice and regulatory expectations. Our experts are routinely retained by counsel to address credit issues in complex litigation and regulatory enforcement actions. We work closely with clients and their legal counsel, to promote effective governance, credit risk management and compliance and to remediate identified weaknesses and resolve regulatory inquiries and enforcement actions.

Meeting the Challenges:

Whether through examination or enforcement action, regulators continue to expect more from the credit risk management function. For example, under the OCC’s recently issued Heightened Supervisory Expectations and Prudential Management Operating Standards for Credit Risk Management, “Strong,” not “Satisfactory” is the expected performance measure for credit and counterparty risk management policies, personnel and control systems. Our professionals provide strategic and transactional credit related advisory services, evaluating and enhancing critical components of the credit life cycle to help clients meet increased regulatory and investor expectations. The following summarizes our credit risk management consulting services.

Credit Risk Services:

  • Credit Risk Strategy and Execution
  • Pre-examination and Readiness Reviews
  • Credit Related Enforcement Action and Management Reviews
  • Counterparty Credit Risk and Third-Party / Vendor Relationship Management
  • Credit Risk Rating Design, Implementation and Testing
  • Independent Loan Review
  • Credit/Loan Loss Reserve (Allowance for Loan and Lease Losses)
  • Loan Portfolio Management Diagnostics
  • Credit Risk Modeling, Scoring Evaluation and Quality Control Assessments
  • Leveraged Lending Reviews
  • Shared National Credit Review Services
  • Credit Training Services

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