David King is a leader of compliance reviews, regulatory inquiries, investigations and risk assessments for companies with operations throughout the world. He also has wide ranging complex commercial litigation experience involving solvency, fraud, bribery, and economic damages.
Mr. King’s recent experience within the financial services industry includes engagements as the Independent Consultant in Consent Orders issued by the Consumer Financial Protection Bureau (CFPB). He has also participated as the Independent Consultant in Consent Orders agreed to with the Federal Reserve Board of Governors and has assisted clients in examination and enforcement matters brought by those regulators and the Office of the Comptroller of the Currency and the Department of Justice.
Prior clients have included top 100 law firms, global investment banks, top 50 US banks, auto finance captives, top 5 non-bank mortgage servicers, student loan organizations and those with specialized consumer finance products. Mr. King has prepared material for and presented to Outside Counsel, C-Suite individuals, Boards of Directors, Audit Committees and Regulators.
Mr. King’s practice has covered a variety of regulations including Sales Practices, FDCPA, TCPA, SCRA, VA rules, and issues relating to UDAAP. He has extensive credit reporting experience having conducted over 30 engagements related to the Fair Credit Reporting Act (FCRA), credit reporting, furnishing, credit bureau disputes and the Metro 2 data format.
In addition to the United States, Mr. King has conducted investigations in South America, Central America and Asia. His commercial litigation experience includes being designated as an expert witness and his work has covered industries such as oil and gas, petrochemicals, coal, entertainment, and professional services, with disputes over solvency, breaches of contract, intellectual property, royalties and class action matters.
Mr. King earned his B.A. Honors Degree from Lancaster University, located in England while also spending a year studying at Rice University in Houston. He is a Certified Fraud Examiner and is an active member of the Mortgage Bankers Association.
Certified Fraud Examiner (CFE)
Association of Certified Fraud Examiners (ACFE)
Mortgage Bankers Association
B.A., Economics, Lancaster University
T: +1 713 353 5432
M: +1 713 294 6025
1301 McKinney Street
Houston, TX 77010
Regulation and Compliance
Risk Management & Internal Controls