How we can help
FTI Consulting advises banks and financial institutions through various stages of the business cycle and the constantly changing operating, competitive and regulatory environment. FTI Consulting’s experts work with clients to manage risk, enhance financial and operational performance, ensure compliance, resolve regulatory inquiries, address enforcement actions and litigation threats, and leverage assets to protect and enhance enterprise value.
How We Help
Our team comprises highly respected bankers, restructuring and turnaround professionals, specialists in business transformation, forensic specialists, CPAs, CFAs, attorneys, economists, technology professionals, strategic communications experts, former operators, policymakers, and former bank and securities regulators — all of whom are financial services specialists with extensive industry knowledge and expertise. In addition our professionals have expertise in helping clients comply with Consumer Financial Protection Bureau (CFPB) regulations.
We bring industry-leading operating expertise to address our clients’ most urgent needs for accelerating banking...
We bring industry-leading operating expertise to address our clients’ most urgent needs for accelerating banking and finance business transformation. Senior, on-site teams develop practical solutions and deliver high-impact, rapid results in originations/onboarding, servicing, collections, credit risk, IT and general and administrative expenses. Our implementation strategies combine levers of adaptive organization, lean improvement, technology enablement and advanced analytics for future-ready change.
The Consumer Financial Protection Bureau (CFPB) has increased regulatory examination and enforcement of consumer...
The Consumer Financial Protection Bureau (CFPB) has increased regulatory examination and enforcement of consumer finance activity in several areas, including mortgages, auto loans, student lending, debt collection, consumer reporting, and other consumer lending-related activities. FTI Consulting helps clients prepare for CFPB exams, respond to regulatory inquiries, and defend against alleged violations of consumer protection statutes by proactively identifying and addressing regulatory concerns. Our CFPB professionals have experience in key consumer lending and servicing areas, including account and transaction reviews, restitution, and remediation along with loss mitigation.
Engage us for:
Account reviews: Identification of specific account criteria, review, and analysis of electronic, imaged or paper account records to determine compliance with a variety of rules and regulations.
Transaction reviews: Capacity for performing lookback reviews on large volumes of transactions, including developing detailed test plans, designing automated review tests, and preparing results capable of withstanding CFPB review to identify issues or transactions that may require remediation.
- Restitution & Remediation: Full range of services related to the remediation process, including settlement administration, population identification, remediation calculations, scenario modeling for development of settlement proposals, and assistance in discussions and negotiations with regulators or plaintiffs.
- Loss Mitigation: End-to-end services related to loss mitigation processes and default servicing, including process improvement, data analytics, staff augmentation, and regulatory lookback reviews.
Turnaround and Restructuring and Interim Management Services
FTI Consulting’s market-leading restructuring practice advises management teams, boards, lenders and other...
FTI Consulting’s market-leading restructuring practice advises management teams, boards, lenders and other key stakeholders on operations, liquidity, financing (including warehouse/repo and securitizations), new capital, strategic transactions, contingency planning, bankruptcy and regulatory matters. Our professionals serve as chief restructuring officers and hold other C-suite roles in interim capacities, as needed.
Investment Banking and Valuations
Our dedicated mergers and acquisitions professionals provide a full range of services, from M&A advisory and...
Our dedicated mergers and acquisitions professionals provide a full range of services, from M&A advisory and raising capital to transaction support. We also provide a sophisticated set of company/business and asset valuation services. We leverage our proprietary quantitative analytics technology to provide advanced valuation solutions for the appraisal of cash and derivatives portfolios across asset classes, with special expertise in complex situations (e.g., distressed assets, assets with lack of marketability, private assets).
Applying our financial services expertise and comprehensive deal-making experience, we advise clients on how...
Applying our financial services expertise and comprehensive deal-making experience, we advise clients on how to strategize, structure, perform diligence, integrate, value and communicate around transactions. Free from audit-based conflicts or restrictions, we provide a 360-degree lens across all facets of the banking business impacted by a particular transaction.
Evaluating and improving risk-management practices while complying with evolving regulatory guidance, laws...
Evaluating and improving risk-management practices while complying with evolving regulatory guidance, laws and regulations can be a challenge, especially in times of uncertainty. We help clients enhance their oversight of risk, identify actions to improve business decisions based on aligning risks with returns, and minimize the potential for losses, negative regulatory exams or other implications. From data privacy, retention and other aspects of information risk to Know Your Customer (KYC) guidelines, our global team provides practical solutions to address the evolving risk landscape.
Bank Secrecy Act (BSA) / Anti-Money Laundering (AML) / Office of Foreign Assets Control (OFAC)
We help our clients respond to regulatory examination and enforcement actions.
We help our clients respond to regulatory examination and enforcement actions. Our BSA/AML and OFAC professionals are experienced in complex investigations initiated by federal and state regulators and law enforcement agencies. Our teams also perform independent reviews and proactively assist in designing compliance, governance and risk-management programs.
Regulatory Compliance & Enforcement
FTI Consulting works with both financial and nonfinancial institutions in understanding the regulatory landscape....
FTI Consulting works with both financial and nonfinancial institutions in understanding the regulatory landscape. Services include avoiding and resolving compliance gaps, remediating examination findings, responding to regulatory inquiries and future-proofing compliance and data-retention programs with cutting-edge technology and processes.
We assist our clients in complying with regulatory expectations and industry standards, ensuring that their...
We assist our clients in complying with regulatory expectations and industry standards, ensuring that their governance practices are appropriately documented and consistently executed. Our goal is to improve our clients’ understanding and oversight of data governance and risk-management activities and identify necessary actions to minimize the risk of negative regulatory exams, enforcement actions and other implications.
FTI Capital Management
FTI Consulting Cayman’s FTI Capital Management is an investment advisory business focused on dealing...
FTI Consulting Cayman’s FTI Capital Management is an investment advisory business focused on dealing with wind downs of alternative investment funds. FTI Capital Management offers a new alternative to maximize returns for investors in a sensible timescale. We are an SEC Registered Investment Adviser with the ability to deploy leading industry experts worldwide, and return capital in a focused and cost effective way.