Finance Industries and NATO Article Three: Evolving and Converging Threats
Financial Institutions Tasked Must Safeguard National Security as Cyber Threats Evolve
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August 14, 2026
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This article first appeared in the July 2026 issue of the Global Financial Markets Institute. The entire publication is available at: The Finance Industry and Article Three of the North Atlantic Treaty: Coordinating Evolving and Converging Threats - Global Financial Markets Institute
National Defense was once measured by military strength and geographic borders. However, as cyber threats become more common, battles are fought in cyberspace. Instead of buildings and military camps; financial institutions, critical infrastructure and digital networks have become strategic targets. In this article; financial crime and fraud expert at FTI Consulting, Alma Angotti, and financial security expert, William Jannace; argue that cybersecurity has become a national security threat, with financial institutions now serving as critical infrastructure to safeguard national security.
Angotti and Jannace draw on NATO's framework to make the case that individual institutional resilience directly strengthens collective national defense. Regulatory developments post-9/11, the shift to T+1 settlement and extended trading hours have all raised the stakes for operational resilience, making it an enterprise-wide priority.
The piece concludes that no single institution or government agency can manage these threats alone. Effective cyber resilience requires deep public-private collaboration — spanning government agencies, regulators, financial firms, technology providers, and international partners. The financial sector, the article asserts, must be treated not merely as an industry to regulate, but as one to actively defend.
Reprinted with permission from the Global Financial Markets Institute, July 2026.
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August 14, 2026
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