
Nicole Costaldo - Senior Managing Director
In the world of AML, certain machine learning models can be extremely effective in predicting and detecting suspicious activity…before a vulnerability by a criminal can be exploited at scale.


We’re the first call for financial institutions ready to seize growth opportunities and outpace disruption in high-stakes competitive environments.
Financial leaders need a dynamic transformation partner who can mitigate risk, drive growth and deliver material impact swiftly and efficiently while ensuring stability and compliance.
With teams in every major financial and political center, we apply regional insight to help financial institutions optimize operations and embrace innovation to drive measurable performance gains. Our teams have deep industry expertise and hands-on execution experience to deliver lasting impact in the most complex and regulated environments worldwide.
We partner with banks, private equity, asset managers, insurers, fintechs and sovereign wealth funds to:
Accelerate organic and inorganic growth by refining product strategies, deepening client relationships and targeting the most resilient revenue opportunities in an evolving customer landscape
Improve efficiency and structurally reduce costs through disciplined cost management, process redesign, smart automation and sustainable AI use — delivering greater throughput, firmer control and measurable impact
Reimagine operating models to align resources, technology, organization and governance with strategic business goals
Execute turnarounds that stabilize operations, restore stakeholder confidence and position for recovery
Harness AI and digital transformation to enhance customer experience, sharpen data insights and boost competitive agility and drive operational savings and gain increased productivity
Reduce capital and funding costs by optimizing the balance sheet, increasing capital velocity and managing financial risks while maintaining financial resilience and ensuring constructive supervisory relationships.


In the world of AML, certain machine learning models can be extremely effective in predicting and detecting suspicious activity…before a vulnerability by a criminal can be exploited at scale.
Maximize profitability by driving product innovation, enhancing client engagement and unlocking new revenue channels. Our senior onsite teams apply deep operating expertise to rapidly design and implement AI-enabled proofs of concept and solutions that drive measurable growth.
Drive sustainable cost savings through process optimization, technology integration and operational streamlining without compromising compliance. We deploy lean improvement, AI and technology enablement and advanced analytics solutions to deliver rapid operational efficiencies.
Align governance, talent and technology within an operating model built for agility, scale and regulatory readiness. Our implementation strategies combine adaptive organization design and automation solutions with practical execution to create future-ready institutions.
Stabilize performance, address critical operational challenges and restore the confidence of key stakeholders, regulators and investors. Our experienced teams move quickly to diagnose issues, align stakeholders and execute solutions that restore stability and trust.
Evaluate AI use cases that drive operational efficiencies and productivity gains, deploy digital capabilities that improve client experience, support data-driven decision-making and future-proof the institution in a rapidly evolving market.
Reduce capital and funding costs while strengthening financial resilience. Our experienced, hands-on teams help optimize balance sheets, improve capital velocity and manage financial risks through pragmatic solutions that enhance financial performance, operational efficiency and supervisory confidence.
FTI Consulting is the first call for financial institutions facing high-stakes risk, performance issues, restructuring challenges and growth opportunities.
Our senior experts guide organizations through uncertainty, working side-by side to accelerate transformations and optimize servicing, risk and operations through execution-focused process redesign, technology, AI and analytics.











